Allstate

The Allstate Corporation (Allstate or ‘the company’) is one of the leading property and casualty

insurance groups in the US. The company provides commercial property and casualty insurance,

personal lines and specialty lines of insurance. Allstate is headquartered in Northbrook, Illinois and

employs 36,000 people.

The company recorded revenues of $32,013 million in the financial year (FY) ended December 2009,

an increase of 8.9% over FY2008.The operating profit of the company was $1,248 million in FY2009,

compared to an operating loss of $3,025 million in FY2008.The net profit was $854 million in FY2009,

compared to a net loss of $1,679 million in FY2008.

KEY FACTS

Head Office Allstate Corporation

Allstate Plaza

2775 Sanders Road

Northbrook

Illinois 60062

USA

Phone 1 847 402 5000

Fax 1 847 326 7519

Web Address http://www.allstate.com

Revenue / turnover 32,013.0

(USD Mn)

Financial Year End December

Employees 36,000

New York Ticker ALL

Allstate Corporation Page 4

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Allstate Corporation

Company Overview

SWOT ANALYSIS

Allstate is engaged in the personal property and casualty insurance, life insurance, and retirement

and investment products business. It is the largest publicly held personal lines insurance company

in US.The company's diversified product portfolio protects it against demand fluctuations for certain

offerings, and helps it compete against players in regional markets. However, natural disasters and

increasing competition could adversely affect the company's profit margins.

Strengths Weaknesses

Exposure to mortgage backed securities

reduces profitability

Strong market position in the property and

casualty business

Decreasing premiums and new business

affects the company’s profitability

Stable credit ratings enhances the liquidity

and financing position

Diversified product portfolio and multi

distribution channels increases brand loyalty

and customer retention

Opportunities Threats

Insurance frauds...