Submitted by: Submitted by dipu
Views: 568
Words: 1251
Pages: 6
Category: Business and Industry
Date Submitted: 07/30/2011 07:31 AM
A FRAMEWORK FOR EVALUATING BANK PERFORMANCE:
BANK SHARE PRICE
RETURNS/RISKS
ENVIRONMENT
ECONOMIC CONDITIONS POLITICALCONDITIONS
MARKET DEMAND LEGAL SETTING
INTERNAL PERFORMANCE EXTERNALPERFORMANCE
BANK PLANNING MARKET SHARE
TECHNOLOGY REGULATORY COMPLIANCE
PERSONAL DEVELOPMENT PUBLIC CONFIDENCE
BANK CONDITION
INTERNAL PERFORMANCE:
• BANK PLANNING:
In these section three sectors of Agrani Bank is discussed:
• Objectives
• Budgets
• Strategies
OBJECTIVES:
▪ Improve the market share.
▪ Increasing better customer service through upgraded technology system.
▪ Implement automatic payment & delivery system services through ATMs.
▪ Expand training facilities for the employers.
▪ Increase the diversification of the deposit base.
For the implementation of these objectives Agrani Bank has took some goals to attain. They are,
▪ Expanding price grade loans to improve the market share.
▪ Import of ATM system is processing.
▪ Highly educated persons are being appointed for training.
Once the objectives & goals are set, the budget is also necessary to be optimal in order to evaluate the performance.
BUDGETS:
The budgets according to the objectives stated are estimated due to allocated in every sector separately. Generally the budgets of all banks are measured for 1 year. Agrani Bank estimates it by the past budget analysis & present situation.
STRATEGIES:
At last, strategic planning also can affect the banks internal or external conditions. It provides guidance for the future as well as a blueprint for the management of the bank. Agrani Bank has the plan to decrease its share price & also decrease its risk of competition with other private sector...