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Category: Business and Industry
Date Submitted: 02/04/2012 10:42 AM
Project report on
CREDIT MANAGEMENT
Of
RAJKOT NAGARIK SAHAKARI BANK LTD. - RAJKOT
Submitted to
N.R. INSTITUTE OF BUSINESS MANAGEMENT, AHMEDABAD
On
july 19, 2004
In partial fulfill ment of summer training as a part of study
In Master of Business Administration programme
By
Manoj Chorada (03016)
PREFACE
Banks are regarded as the blood of the nation’s economy without them one cannot imagine economy moving. Therefore banks should be operated very efficiently, co-operative banks although a small part of whole banking system in India, but they are very important not only from economical point of view but also from social point of view as it is more concerned about common people’s welfare and development.
Advance is heart and recovery is oxygen for the bank and for the bank to survive it is necessary to give advances and recover the amount at the appropriate time. Through credit management I have tried to cover the various aspects like credit appraisal, NPA management, recovery management, etc. E.g. credit management covers all the areas right form the beginning like inquiry till the loan has been paid up.
Though credit management, a very vast topic, I have tried to incorporate to the best of my capacity from all possible aspects in this project.
I do hope that institution will appreciate this project.
ACHNOWLEDGEMENT
“We can not determine milk of how many cows feed our body.” – Anon
I believe an ocean is filled by drops and each and every drop should count, similarly I should count favor of all my helpers here but this not possible. So forgive me for the same.
First of all I would like to thank Board of Directors.
I am thankful to manager G.C.Raol to give me permission for the summer training.
I want to express my sincere obligation to Kotak Sir, Kumarilbhai, Shileshbhai Nathwani, Hiteshbhai Rachchh, and all the staff members of RNSB, where I worked so long in a homely pleasant atmosphere.
Especially, I would like to thank Salimbhai...