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Category: Business and Industry
Date Submitted: 04/05/2012 12:07 AM
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International Journal of Business and Management
Vol. 6, No. 4; April 2011
Performance Evaluation of Agricultural Banks in Bangladesh
Dr. Tanbir Ahmed Chowdhury (Professor)
Department of Business Administration, East West University
43 Mohakahli C/A, Dhaka- 1212, Bangladesh
Tel: 880-2-988-2308, Ext - 244
E-mail: tanbir@ewubd.edu
Ms. Sarahat Salma Chowdhury (Lecturer)
Department of Business Administration, East West University
43 Mohakahli C/A, Dhaka - 1212, Bangladesh
Tel: 880-2-988-2308, Ext- 283
Received: November 11, 2010
E-mail: sarahat.chowdhury@gmail.com
Accepted: December 12, 2010
doi:10.5539/ijbm.v6n4p75
Abstract
Bangladesh has a primarily agrarian economy. Most Bangladeshis earn their living from agriculture. The
performance of this sector has a major impact on the overall economic development of the country. For efficient
performance of this sector proper credit facilities and adequate support is essential both from government and
private sector. In this paper we have analyzed the development and growth of specialized agricultural banks in
Bangladesh and the different services and facilities they are providing for the overall improvement of this sector.
It is observed that both agricultural banks are able to achieve a steady growth in terms of employees, branches,
deposits, loans and advances during the period 2004-2008. Different trend equations and square of correlation
coefficient (r2) have been tested for different activities of agricultural banks of Bangladesh. Finally, results are
interpreted in this context and suggestions are given for improving the future performance of these banks.
Keywords: Agriculture, Deposits, Loans, Poverty alleviation, Micro credit
1. Introduction
The characteristics and the evolution of the agricultural sector around the world are diverse and finance is a key
issue in the evolution of the agricultural sector. Agriculture is a key sector of the economy in many developing
countries....