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Date Submitted: 09/05/2012 12:31 PM

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Nerds are awesome. bCash advances are not a new concept in America's brand of capitalism. Many people have seen the commercials with some guy barking out, "Bad credit, no credit, no problem!" Or, "Don't worry about credit, I own the bank!" Anytime some guy is telling you he owns the bank, run. Even though these lenders have been around for a while, signing your car over for a high-interest loan has become a serious financial issue. For those of you who are unfamiliar with the concept of car title loans, allow us to explain.

OPINION

Is that the best Mitt Romney can do?

By John Avlon, CNN Contributor | August 31, 2012

Is that the best he can do? On family, Mitt Romney got an 'A' in his nomination speech last night. On positive presidential vision he got a 'C' -- and on presidential policy he got an incomplete. There's no question that Mitt Romney succeeded in painting a portrait of himself as a loving husband, son and father. You wouldn't have a heart if you didn't find the story about his father buying a single rose for his mother every day deeply affecting. Mitt seemed moved to tears by the memory of his parents, as did many in the arena.

Cash advances are not a new concept in America's brand of capitalism. Many people have seen the commercials with some guy barking out, "Bad credit, no credit, no problem!" Or, "Don't worry about credit, I own the bank!" Anytime some guy is telling you he owns the bank, run. Even though these lenders have been around for a while, signing your car over for a high-interest loan has become a serious financial issue. For those of you who are unfamiliar with the concept of car title loans, allow us to explain.

OPINION

Is that the best Mitt Romney can do?

By John Avlon, CNN Contributor | August 31, 2012

Is that the best he can do? On family, Mitt Romney got an 'A' in his nomination speech last night. On positive presidential vision he got a 'C' -- and on presidential policy he got an incomplete. There's no question that Mitt...