Submitted by: Submitted by Essy
Views: 323
Words: 5227
Pages: 21
Category: Literature
Date Submitted: 07/11/2013 11:47 AM
jomo kenyatta university of agriculture and technology
institute of computer science and information technology
mathematics and informatics department
BSC.information technology
RESEARCH PROPOSAL
ANALYSIS OF THE IMPACT OF THE NEW SACCO REGULATIONS TO SACCOS IN KENYA
BY
JTC-BIT-0120/2010
ESTHER WAHU GAITHUMA
SUBMITTED TO:
LECTURER ANTONY ODHIAMBO
This is a management research paper submitted in partial fulfillment of the required course work for the Bachelor of Information Technology degree at the Jomo Kenyatta University of Agriculture and Technology.
TABLE OF CONTENTS
1.0 INTRODUCTION 4
1.1 Background 4
1.1.1 General overview 4
1.1.2 SACCOs in Kenya 4
1.1.3 SACCOs regulations prior to 2008 6
1.1.4 New regulations 7
1.2 Problem Statement 8
1.3 Research Objectives 9
1.4 Importance and Justification of the study 10
1.5 The scope of the study 10
2.0 LITERATURE REVIEW 11
2.1 Theoretical Literature 11
2.2 Empirical Literature 12
ABBREVIATIONS
SACCO- Savings and Credit Cooperative
SASRA- SACCO Societies Regulatory Authority
FOSA- Front Office Service Activity
ICA- International Cooperative Alliance
ILO- International Labor Organization
WOCCU- World Council of Credit Unions
KNFC- Kenya National Federation of Cooperatives
KUSCCO- Kenya Union of Savings and Credit Cooperatives
NACO- National Cooperative Organization
GDP- Gross Domestic Product
CHAPTER ONE
1.0 INTRODUCTION
1.1 Background
1.1.1 General overview
Savings and Credit Cooperatives (SACCOs) are associations of people who share a common interest geared at improving their economic, social and cultural livelihoods. They provide financial services to those excluded by other financial institutions,...