Core Product of Public Bank

Core product of Public Bank

Financial Solution

1. Home loan: Everyone is also planning to purchase a dream house in their entire life. After they found a dream house, then will seeking for the home loan that suit with them. Public bank had provided the 3 home loan packages for the public; those are

Fixed monthly installments package

Is an Islamic loan that enable consumer to paying the fixed interest rate that are not related with fluctuating Base Lending Rate.

Graduated payments package

Lower initial installment and will increase in tandem with the consumer income.

Home save Package

Is the home loan that links to the consumer current account and the credit balance in the consumer account will be used to deduct the housing loan balance.

2. Hire purchase: Is a vehicle financing that enable the consumer have the enough financial ability to purchase vehicle by paying the bank installments fees. Therefore, it help the lower class family to reduce the financial stress and able to purchase a car for themselves.

3. Investment: The investment that Public Bank provides to consumer has 3 categories which are Public Bank Series of Unit Trust Funds, Gold Investment Account and Structure Investment Product.

Public Bank Series of Unit Trust Funds

Pubic Bank having a variety of unit trust funds that fit with the different kinds of investment strategies. Those of the funds are managed by Public Mutual Berhad which also the largest private unit trust company in Malaysia.

Gold Investment Account

Public Bank has provided an account that allows consumers to purchase the pure gold commodity in 99.99% at daily prices for per gram in Ringgit Malaysia (RM). A passbook will be provided to the account holders and every transaction order will be recorded in the passbook.

Structured Investment Product

a. Public Bank USA Recovery

A 5 year 100% capital protected investment product that invests on the recovery of the USA equity market which the risk...