Courier

Round: 0 Dec. 31, 2013

Andrews Bingjing Chen Ryan Keneally Chaz Powell Sterling Ross-Harrington Baldwin Rui Gong Weijie Lin KE XU wenbo yang Chester Alison Kubicsko Xin Lu Xiaofeng Zhao qifeng zhao

C59206

Digby Rachael Doukas Sirui Liao Neha Shethia Yiqing Wu peng xiao

Erie Mohsin Ahmed jielin huang Arvind Ranganathan Runyang Yao

Ferris

Selected Financial Statistics

ROS Asset Turnover ROA Leverage (Assets/Equity) ROE Emergency Loan Sales EBIT Profits Cumulative Profit SG&A / Sales Contrib. Margin % Andrews 4.1% 1.05 4.3% 2.0 8.6% $0 $101,073,437 $11,996,365 $4,108,819 $4,108,819 8.9% 28.3% Baldwin 4.1% 1.05 4.3% 2.0 8.6% $0 $101,073,437 $11,996,365 $4,108,819 $4,108,819 8.9% 28.3% Chester 4.1% 1.05 4.3% 2.0 8.6% $0 $101,073,437 $11,996,365 $4,108,819 $4,108,819 8.9% 28.3% Digby 4.1% 1.05 4.3% 2.0 8.6% $0 $101,073,437 $11,996,365 $4,108,819 $4,108,819 8.9% 28.3% Erie 4.1% 1.05 4.3% 2.0 8.6% $0 $101,073,437 $11,996,365 $4,108,819 $4,108,819 8.9% 28.3% Ferris 4.1% 1.05 4.3% 2.0 8.6% $0 $101,073,437 $11,996,365 $4,108,819 $4,108,819 8.9% 28.3%

CAPSTONE® COURIER

Page 1

Stock & Bonds

Stock Market Summary

Company Andrews Baldwin Chester Digby Erie Ferris Close $34.09 $34.09 $34.09 $34.09 $34.09 $34.09 Change $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 Shares 2,000,000 2,000,000 2,000,000 2,000,000 2,000,000 2,000,000 MarketCap ($M) $68 $68 $68 $68 $68 $68 Book Value $23.93 $23.93 $23.93 $23.93 $23.93 $23.93

C59206

Round: 0 Dec. 31, 2013

EPS $2.05 $2.05 $2.05 $2.05 $2.05 $2.05

Dividend $2.00 $2.00 $2.00 $2.00 $2.00 $2.00

Yield 5.9% 5.9% 5.9% 5.9% 5.9% 5.9%

P/E 16.6 16.6 16.6 16.6 16.6 16.6

Bond Market Summary

Company Andrews Series# 11.3S2015 12.8S2017 14.3S2019 Baldwin 11.3S2015 12.8S2017 14.3S2019 Chester 11.3S2015 12.8S2017 14.3S2019 $6,950,000 $13,900,000 $20,850,000 11.3% 12.2% 12.6% 100.34 105.26 113.50 $6,950,000 $13,900,000 $20,850,000 11.3% 12.2% 12.6% 100.34 105.26 113.50 Face $6,950,000 $13,900,000 $20,850,000 Yield...