Report

Chapter 1

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1.1 Origin of the report

1.2 Objective of the report

Broad Objective

▪ To learn and analyze overall banking system of NCC Bank Limited

Specific Objective:

▪ To analysis the pros and cons of the conventional ideas about credit operation of a Bank.

▪ To have better orientation on credit management activities specially credit policy and practices, credit appraisal, credit-processing steps, credit management, financing in various sector and recovery, loan classification method and practices of NCC Bank Limited (NCCBL).

▪ To identify and suggest scopes of improvement in credit management of NCCBL.

▪ To get an overall idea about the performance of NCC Bank Ltd.

▪ To fulfill the requirement of the internship program under BBA program.

1.3 Methodology of the report

Primary Source of Data:

Collecting data directly from the practical field is called primary source of data. The method that will be used to collect the primary data is as follows:

Primary Sources are:

1. Discussion with officials of commercials and individual credit department of NCC Bank, Banani Branch.

2. Face to face conversation with the Institutional clients.

Secondary Sources of data

The secondary data will be collected from the MIS of NCC Bank. To clarity different conceptual matter, interest and different articles published in the journals and magazines will be used.

Secondary Sources are:

1. Annual Report of NCC Bank

2. Other published documents of Bangladesh Bank.

1.4 Limitation of report

Though I have given utmost effort to prepare this paper but there are some limitations of the study. They are as follows-

1. Time constraints

2. Limited access to data

3. All the employees of the bank are very busy. So they do not have much time to share information....