Ebanking

Chapter One

Introduction

1.1 Origin of the Report

This report is based on an internship program. School of Management & Business Administration, Shahjalal University of Science & Technology arranges internship program in attachment with its students after the completion of theoretical courses (i.e., after final semester) of program of Bachelor of Business Administration (BBA). Each intern must carry out a specific project, which is assigned by the concerned organization and approved by the Internship and placement committee of School of Management & Business Administration. Consequently a report based on the project is to be submitted to the committee. In this particular report, the author is an intern of the previously mentioned program and the concerned organization is Standard Bank Limited (SBL), which are a private commercial bank. Hence I was placed in the Sylhet Branch of Standard Bank Limited from July 02, 2007 to September 30, 2007. In way of delegation, responsibility of carrying out the study has conferred upon the concerned intern.

1.2 Rational of the Study

The topic name is “Performance Evaluation of Export Import Bank of Bangladesh Limited”. The principal function of the bank is to invest in various sectors. Investing comprises a very large portion of a bank’s total activities. Sound investing practice as well as overall performance therefore, is very important for profitability and success of a bank. Like other financial intermediary, commercial banks also intermediate between the savers and borrowers to mobilize the financial surplus of the savers and allocate these savings to the creditworthy borrowers of different sectors of the economy. In this way they not only help in financial development of a country, but also facilitate its economic development. However, for the sake of sound performance, it is necessary to develop a sound policy and modern performance techniques. Otherwise banking operations could not be run...