Credit Management

Report on Bank Asia Limited

May 21, 2013 | Author: Jannatul Ferdous | Posted in Credit Management

Table of Contents

* 1 Introduction

* 1.1 Structure of the Corporate Office

* 1.2 Directors’ and Key Persons’ Profile

* 1.3 Mission Statement of Bank Asia

* 1.4  Corporate Objectives

* 1.5 SWOT Analysis of Bank Asia

* 1.5.1  Strength

* 1.5.2  Weaknesses

* 1.5.3  Opportunities

* 1.5.4 Threats

* 1.6 Values Considered as Guiding Factors

* 1.7  Equity Formation

* 1.8 Performance of the Bank

* 1.8.1 Profit and Operating Results

* 1.8.2  Deposit

* 1.8.3  Advance

* 1.8.4 Foreign Exchange Business

* 1.8.5  Investment

* 1.8.6  Dividend

* 1.9  Special Features of the Bank

* 1.10  Products and Services

* 1.11  Correspondence Relationship

* 1.12 Customer Service

* 1.13 Department: Cash

* 1.14 Department: Accounts

* 1.15 Department: Credit

* 1.16 Department: Foreign Trade

* 2  Introduction

* 2.1  Types of Credit Facility by Bank Asia

* 2.1.1  Funded Facilities

* 2.1.1.1 Over Draft

* 2.1.1.2 Secured Over Draft

* 2.1.1.3 Term Loan

* 2.1.2 Personal Credit

* 2.1.3  Non-Funded Facilities

* 2.1.3.1 Guarantee

* 2.1.3.2 Features of Bank Guarantee

* 2.1.3.3 Syndicate Loan

* 2.2 Principles of Lending

* 2.3  Strategies of Lending Procedure

* 2.4 Classification of Loans and Provisioning

* 2.4.1   Unclassified Loans

* 2.4.2   Classified Loans  

* 2.5  Evaluation of the Bank Asia’s Loan Products, Principals and Strategies

* 2.5.1 Loan Products Evaluation

* 2.5.2  Evaluation of Lending Principles

* 2.5.3 Strategy Evaluation

* 3  Introduction

* 3.1  Different Activities in Lending Process

* 3.2 Role of Different...