Bus 409 Wk 8 Quiz 7 - All Possible Questions

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BUS 409 WK 8 Quiz 7 - All Possible Questions

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1) In 2010, discretionary benefits accounted for as much as what percentage of an employer's total payroll costs?

A) 30.5%

B) 50.0%

C) 60.5%

D) 75.0%


2) Discretionary benefits are generally divided into which three categories?

A) health benefits, intellectual enhancements, paid time-off

B) pension benefits, protection programs, health benefits

C) services, paid time-off, protection programs

D) intellectual enhancements, health benefits, services


3) Which of the following is an example of a welfare practice?

A) overtime pay

B) regular wages

C) workers' compensation laws

D) employee recreational areas


4) You broke your neck at work. The company called to inform you that they had to switch your benefits from the short-term disability account to the long-term account. That means you've probably been off work around how long?

A) 6 months

B) 12 months

C) 1 month

D) 18 months


5) Which of the following is NOT a condition manifesting short-term disability?

A) pregnancy

B) recovery from surgery

C) recovery from illness

D) recovery from major injuries


6) This is a mental or physical disability for which medical advice, diagnosis, care, or treatment was received, during a designated period preceding the beginning of disability insurance coverage.

A) preeligibility condition

B) exclusive condition

C) eliminating condition

D) preexisting condition


7) Which of the following is a feature of short-term disability plans?

A) preexisting conditions

B) inclusion provisions

C) partial disabilities inclusion

D) waiting period


8) Self-inflicted wounds and drug dependency are generally considered as what in most short-term disability insurance plans?

A) partial disability provisions

B) exclusion provisions

C) elimination provisions

D) preexisting conditions