Admission

When writing this essay, I just finished a project financing the construction of Tianjin New Village. Funding sources include the Social Security Foundation funds and bank lending. Recently I was back here, Northern International Trust Limited, to continue my internship. This time I am no longer confused and well aware that such a state-owned investment company is a placement right for me.

My father is a professor in finance. When I was a child, books written by him were often piled around the house, sometimes became my toys. Once in middle school, I solved a problem in school assignment using basic economic theories, my teacher asserted that I would become an economist. My family and friends thought I should carry on parent’s cause and become a professor, but I myself was totally confused about the future.

In order to find my career interest, I involved in several internships. The first is Northern Trust summer internship, where I assisted the project manager to carry out field survey on target companies and worked on investment feasibility analysis and on financing plans. This work is challenging, because we were exposed to a fully dynamic work environment, in which tiny changes in any factors may vary the situation. One must constantly learn and grow to adapt to the throbbed and pulsed market, or expelled. I enjoy such a life.

Later I worked in China Construction Bank and Standard Chartered Bank. A big difference between them is the attitude towards attracting deposits. Standard Chartered Bank encourages account managers by achievement excitation to attract deposits. The profits from the deposits completely cover interest expenses. However, CCB usually persuades depositors to purchase insurance on consignment, as the deposits amount has been too large to be effectively managed and to produce a profit. In the Ministry of Finance, P.R.China, Social Security Division, I learned that the Social Security Fund Council, in charge of over 20 billion of funds,...