Business Paper

Acts amended | Truth in Lending Act

Fair Credit Reporting Act

Electronic Fund Transfer Act

Omnibus Appropriations Act, 2009 |

Titles amended | Titles 5, 11, 15, 20 and 31 |

On May 22, 2009, the Credit CARD Act of 2009 was signed into law by President Barack Obama. The full title of the law — Public Law 111-24 — is the Credit Card Accountability Responsibility and Disclosure Act of 2009. It amends the Truth In Lending Act, the Federal Trade Commission Act and the Electronic Funds Transfer Act.

Following is a description of the main provisions of this important consumer protection legislation. Keep in mind that there are numerous sections of the law where the Federal Reserve Board — called the “Board” from here on — often with the cooperation of other regulatory agencies, will be required to develop rules that describe how the law will work in “real life.” In other words, this is not the final word on this legislation, and is meant to help you understand it, not provide a legal interpretation.

Advance Notice of Rate Increase and Other Changes

Retroactive Rate Increases and Universal Default Prohibited

Reviewing The Adventures of an IT Leader :(week 7)

For this assignment, complete a 3 to 5 page summary based on your readings in The Adventures of an IT Leader.(i will attach the book. ch 16 is the required one it is from p#172 to 179)

As you read the chapters think about pertinent issues and the relationship of these factors to situation outcomes. As you prepare your paper, respond to the following questions:

How much time and effort should an IT department devote to scanning for and analyzing emerging technologies?

** What are your responses to Bernie Ruben’s three questions in taking action on the blog issue at IVK:

** What if anything should we do about this blog entry?

** What should be our general policy about blogging based on inside information from within the company?

** What should be our process for spotting emerging...