Hcs/440 Economic Issues

HCS/440

Economic Issues Paper

Summary of both companies

Constructit is a company that consists of 550 men and 450 women. This company has about 32% of its employees that gets great physical activity, only 25% that get moderate physical activity and 43% that have little to no physical activity. From my reading Constructit had a total of 350 men, which is 45% and 370 women, which is 37.37% that were obese. About 15% of its employees suffered from high blood pressure and 9% suffered from arthritis. 3.44% suffered from diabetes, 2% suffered from depression and .69% suffered from alcohol dependence.

E-Editors is a company that consist of 760 men and 840 women. This company has 95% employees that have little to no physical activity while 5% says that they only get moderate physical activity. 45% which equals to 720 people, of which 46% or 350 are men and 44% or 370 are women. E-Editors their 19.60% employees also suffer from high cholesterol and 19.30% suffers from high blood pressure. 17.70% have allergies and 16.80% have migraines.

My Performance

I did not choose health insurance coverage for Construtit and for E-Editors I have choosing Caster Enhancement coverage. With my decision making, the earnings have reduce significantly by not providing insurance coverage for Construtit; given the risk covering the group is low and evident from their health profile; I could have increased the earnings by selecting an appropriate plan for the group.

Expanded Coverage

Dearden Industries is a dental company that the companies are considering adding to the insurance coverages. I choose to add preventive services at 4%, diagnostic at 2%, acupuncture at 8% and chiropractic at 2%.

My Performance

I was supposed to determine the copay rates for the selected services. The premium I have charged for the 4 services is $4820, with the earning of $144.60 million. Most of my decisions inclusion of services were appropriate. But selecting a slightly different...