Mission

At Hochheim’s Kinder House we believe that quality early childhood education is essential in preparing students for a successful academic future. We are committed to providing a happy, safe and loving environment with the highest quality care possible to preschool-aged and school aged children. At Hochheim’s Kinder House we strive to have each child reach their full potential in readiness for school. Learning is our top priority. People generally get into debt because of the "compounded disinterest" they have in their finances over the course of many years. To get out of debt, I had to take an interest in my finances and know what was coming in and out. I had to increase my income to maintain my lifestyle, and I had to get radical about paying off debt.

My goal was to be out of debt by age 30. I succeeded by asking myself five key questions every day about my spending habits and finances. Some people talk about "good debt, bad debt," but I'm of the school of thought that all debt is bad debt. I don't like Dave Ramsey's idea of living on just beans and rice (literally) or buying a beat-up car. But I do believe that living debt-free is psychologically liberating.Almost everyone wants their own car and house. If you already have a mortgage, think about adding extra payments to your monthly budget. If you don't own a home, put aside a 20 percent down payment on a house. If it's your first house, you may be able to use money from a Roth IRA. Even when you are out of debt, you will always need to save for a car and possibly a new home.