Acessing

In the United States, we do not need to plan for retirement. Social Security will cover our needs when we are retired.

I. Every American dreams of retiring one day, but this will not be possible if Social Security is not fixed.

A. History of Social Security

B. Where does the money we pay go?

C. Reform needs to occur

D. Planning for retirement on your own.

II. Social Security was meant to provide Americans with money when they were ready to retire, and after years of paying taxes towards Social Security they are entitled to their money.

A. It is difficult for elderly people to get a job

B. Statistics of how much money goes into S.S. vs. how many people receive benefits

C. Starting a retirement fund on your own is essential.

III. Every paycheck we see FICA tax taken out of our check that is meant to be put into the Social Security trust fund.

A. How much money is taken out of our checks

B. Where the money goes

C. How we can get the money when we retire

IV. Every President has an opinion about Social Security and whether it should be fixed or not, but nobody is taking the steps to reform it.

A. Possibilities for reform

B. How these possibilities can help us get our money

C. The importance of reforming the program.

V. Starting to plan for retirement as soon as possible is a very good idea.

A. Ways to plan for retirement

B. Tips on saving money

Starting out with the history of the Social Security program is important so that the reader has background on the subject before continuing on to the remainder of the essay. After giving background to the subject I felt that discussing how elderly people manage their lives around Social Security was appropriate because it shows how important the program really is, and how difficult it would be if we did not have it. After discussing that I decided to move on to where our tax money goes. This section is very important because it makes a...