Submitted by: Submitted by siam
Views: 877
Words: 5578
Pages: 23
Category: Business and Industry
Date Submitted: 08/17/2011 02:35 AM
Ratio Analysis for the last Five years:
The Al-Arafah Islami bank is one of the leading Islamic Bank in our country. Every year it needs to declare or calculate many financial report or activities. They also need to make their ration analysis against every year. There some calculations may change or may not change. Many terms may changeable or may not changeable by the calculation. They actually do this analysis for making their financial terms and activities more strong and effective. So as a part of my term paper I need to make the Al-Arafah Islami bank’s ratio analysis for the previous five years. Here my analysis calculation is in below –
I just make 10 elements of ratio analysis. Because I tried to make many but there was not sufficient information all the year. So for that I just made the following analysis. As like:-
# Current ratio
# Gross profit margin
# Net profit margin
# Operating expense ratio
# Operating profit margin
# Fixed asset turnover
# Debt ratio
# Return on asset (ROA)
# Debt equity ratio
# Asset utilization ratio
# Sales turnover or total asset turnover
The analysis is like that. Here is not all the analysis. I just give this eleven analysis coz for information lacking. I’ll show all the analysis separately to the following page. I will show them in a graph or chart and I’ll discuss all the problems and solutions among them.
The analysis: -
[pic]
Calculation part:-
Here is the calculation part. In this part I am going to show all the calculation of all the year individually.
░ CURRENT RATIO:
In the below there is the current ratio in a chart. This chart belong all the current ratio of year 2006-2010. In this chart one thing is very much clear that all the year there have some changes of this ratio. All the years are not same. Below the chart all the details of every year’s calculation are given very clearly.
Current asset
Current ratio =...