Adib vs Adcb

Islamic Financial Institutions

A D I B v s AD C B

During and after Global Crisis 2007/2008

Prepared by

Prepared

: Dalida Cheikh

ID number

: 200911197

Supervised by

: Dr. Al Gielani Al Sherief

Spring 2012

Dalida Cheikh 200711197

Contents

ABSTRACT ............................................................................................................................. 3

INTRODUCTION ..................................................................................................................... 3

ISLAMIC BANKS AND CONVENTIONAL BANKS ........................................................................ 4

COMPARISON OF PERFORMANCE 2005 - 2010 ....................................................................... 5

FINDINGS .............................................................................................................................. 7

CONCLUSION ....................................................................................................................... 13

REFERENCES ........................................................................................................................ 14

APPENDIX............................................................................................................................ 15

2

Dalida Cheikh 200711197

Abstract

Though overall economic performance in 2008 was the worst since the Great Depression, there

is significant variation in the effect of this Global Crisis on each of the Islamic Banks and

Conventional Banks.

This paper aims at studying the performance and profitability of “Abu Dhabi Islamic Bank

(ADIB)” during and after the crisis of 2008, then, it will be compared with the financial status of

“Abu Dhabi Commercial Bank (ADCB)” for the same period. The ratios and charts in this paper

are calculated and formulated based on financial reports released by both banks on annual and

quarterly basis. Return on Assets and Return on...