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Date Submitted: 09/26/2012 11:04 PM

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CHAPTER 1: Introduction of the Study

1.1 Background of the report

The internship program is an integral part of the BBA program. All the students of Daffodil International University have to complete the internship program as it is a compulsory part of BBA program. The students are sent to various organizations’ where they are assigned projects. At the end of the program, the internships are required to place the accomplishments and findings of the project through the writing of the internship report covering the relevant topics. During this program, supervisors guide each student – one from the university and the other from the particular organization.

This report is the result of three months (March 12, 2011-june 12, 2011) internship program in Shahjalal Islami Bank Limited, MIrpur Branch. On the basis of working experience for this period I have prepared this report and I have tried my best to relate the theoretical knowledge with the practical work situation.

1.2 Background of the topic

Banking sector, considered as ever growing child in any country plays a pivotal role in setting the economy in motion and in its development process, while the banking structure- the number and size distribution of banks in a particular locality and the relative market power of specific banking institutions determines the degree of competition, efficiency and performance level of the banking industry. Bangladesh banking sector consists of central bank (named as Bangladesh Bank), commercial banks, Development banks and specialized financial institutions. The commercial banks comprise of Nationalized Commercial Banks (NCB), local private banks, foreign private banks, and Islamic banks.

The very active and lively presence of Islamic banks has stirred competition among the traditional commercial Banks. The shadow of...