Financial Report

Letter of Transmittal

10 December 2012

Ms. Quazi Sagota Samina

Assistant Professor

Dept of Business Administration

East West University.

Subject: Letter of forwarding

Dear Madam,

Most respectfully to state that we, the students of your FIN 308 course, Section-1, Department of Business Administration, East West University, beg to lay the following facts before your kind honor for favor of consideration and sympathetic action.

We are writing this letter to inform you that we have done the project on the LENDING BEHAVIOR OF THE COMMERCIAL BANKS on the two banks assigned to us by you, i.e. AB Bank LTD and AL ARAFAH ISLAMI BANK LTD. We tried to gather as much information as possible to make our study specific and coherent. Through the procedure of doing the analysis, we have collected and used necessary data from the relevant sources. We tried to put all possible efforts to represent it as a phenomenal presentation.

We tried our level best to make applicable and feasible analysis so that it will be effective as per your expectation.

Sincerely yours,

|Kazi Mohi Uddin |

|Moonzarin Mahmud |

|Md Farhadur Reza |

|Md. Sazbir Hossain |

|Md. Asif Bin Mohsin |

Acknowledgement

We express our deepest sense of gratitude to the respected course instructor, Ms. Quazi Sagota Samina, Faculty of Business Administration, East West University, who assigned us to prepare this analysis on the lending behaviors of the commercial banks in Bangladesh. Her valuable suggestions and important guidelines on this term paper have helped us a lot in preparing this analysis. Her valuable instructions, constant inspiration, enormous patience and affectionate guidance have...