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Date Submitted: 07/05/2013 09:16 PM

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Date : April 30, 2013

From : Lupita Flores Lazado

President JEWELAND REALTY

To : Ranie Lacaza

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Re : PPHC Commission Rate

I am making this letter in connection to the minutes of our one-on-one discussion last April 17, 2013.

After a long process of evaluation with your group (DIAMOND Group), it has been assessed that your group has no production since October 2012, which that company believed that it showed no progress despite the activities that the company has been doing in order for us to produce sales.

Furthermore, your agents have been joining those said activities without your knowledge, hence the company has given you until June 30, 2013 to coordinate with you people how to make productions for our company.

However, evaluation has been done and decision has been made, the company has decided that your group will no longer be called DIAMOND, thus you will be joining the PLATINUM Group in which you are originally assigned since you have started in this company.

Moreover, all commissions as over ride for the accounts awarded to your during your term as the manager of DIAMOND Group will still be given to you.

Below is Sales Recorded from your Group for this Calendar Year 2012 (it was the basis of this memo):

DECEMBER 2011 Gerald Birung JKY/JG1 CANCELLED

FEBRUARY 2012 Crispina Hart GMEDI/GMSP1 CANCELLED

APRIL 2012 Richard Briones GMEDI/GMSP1 On going House Construction

JULY 2012 Adrian Pasos PPHC/APP On going payment/waiting for process

OCTOBER 2012 Lourdes Capones SHDC/RDO On going payment

Lourdes Capones SHDC/RDO On going payment

NOVEMBER 2012 Mary Grace Copillo GMEDI/GMSP1 BACKOUT

DECEMBER 2012 Chino Magno GMEDI/GMSP1 BACKOUT

Thank you, Conforme:

Lupita Flores Lazado Ranie Lacaza

President/Founder