Non-Life Insurance in Norway, Key Trends and Opportunities to 2017

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The size and significance of the Norwegian non-life segment is relatively small compared to other countries in the Nordic region such as Denmark, Finland and Sweden.

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The Norwegian non-life segment’s penetration was 1.5% in 2012, compared to Denmark’s 2.9%, Finland’s 1.9% and Sweden with 1.9% in the same year. This indicates a large potential customer base in the country. Norway is one of the best performing economies in the Nordic region. Unlike other countries in the region, Norway didn’t experience a significant impact from the global financial crisis and the EU sovereign debt crisis, even though the country has numerous commercial links with EU member states and the country’s exports are mainly to EU countries. Insurance providers in Norway incurred losses in 2009 as investment income declined sharply.

Scope:

It provides historical values for Norway’s non-life insurance segment for the report’s 2008–2012 review period and forecast figures for the 2012–2017 forecast period.

It offers a detailed analysis of the key categiories in Norway’s non-life insurance segment, along with market forecasts until 2017.

It covers an exhaustive list of parameters, including written premium, incurred loss, loss ratio, commissions and expenses, combined ratio, frauds and crimes, total assets, total investment income and retentions.

It analyses the various distribution channels for non-life insurance products in Norway.

Using Porter’s industry-standard “Five Forces” analysis, it details the competitive landscape in Norway for the non-life insurance segment.

It provides a detailed analysis of the reinsurance segment in Norway and its growth prospects.

It...