Research on Mutual Funds

ASSIGNMENT ON BUSINESS RESEARCH DESIGN & CONTROL

(MINI PROJECT)

SUBMITTED TO: PROF. KISHORE

SUBMITTED BY: Naveen Swaroop(10-01)

Key word: Money market

Area: MUTUAL FUNDS

INTRODUCTION:

Mutual funds are financial intermediaries, which collect the savings of investors and invest them in a large and well-diversified portfolio of securities such as money market instruments, corporate and government bonds and equity shares of joint stock companies. A mutual fund is a pool of common funds invested by different investors, who have no contact with each other. Mutual funds are conceived as institutions for providing small investors with avenues of investments in the capital market. Since small investors generally do not have adequate time, knowledge, experience and resources for directly accessing the capital market, they have to rely on an intermediary, which undertakes informed investment decisions and provides consequential benefits of professional expertise. The raison d’être of mutual funds is their ability to bring down the transaction costs. The advantages for the investors are reduction in risk, expert professional management, diversified portfolios, and liquidity of investment and tax benefits. By pooling their assets through mutual funds, investors achieve economies of scale. The interests of the investors are protected by the SEBI, which acts as a watchdog. Mutual funds are governed by the SEBI (Mutual Funds) Regulations, 1993.

NEED FOR THE STUDY:

* The main aspect of doing this research is to know the consumer perception towards mutual funds.

* To know on what aspect the consumers prefer the mutual funds like returns, risk.

* What type class of people are preferring and what class of people do not prefer?

* To find out the reasons behind the decrease in growth of mutual funds.

* To study how the mutual funds are impacted with the implementation of new SEBI or Government regulations.

* The main purpose of doing this...