Global Housing Mortgage Market in China

Marketreportsonchina.com presents a report on “Global Housing Mortgage Market in China 2016-2020”. The report provides insights on high growth categories to target, trends in the usage of packaging materials, types and closures category level distribution data and brands market shares.

http://www.marketreportsonchina.com/technology-media-market-research-reports-20924/global-housing-mortgage-market-china.html

17th May, 2016 Mumbai, India: Market Reports on China presents the report, on “Global Housing Mortgage Market in China 2016-2020”.

About Housing Mortgage

A mortgage is a debt instrument that borrowers can use to secure collateral for any specific real estate property. By taking a loan, the borrower and business firm can execute real estate deal in a single payment. While the lender releases the entire value of the real estate purchase, the borrower repays the loan amount in fixed sets of payment within fixed tenure. If the borrowers default then, the bank or lenders can evict the tenants and sell the house to clear the mortgage debt.

In a fixed rate mortgage (FRM) system, the borrowers pay the same interest rate until the maturity of the loan, which is between 15 and 30 years. Even if the interest rates go up, the borrower continues to pay the fixed interest in the FRM system. However, if the market interest rates decline significantly, the borrowers may be able to secure a lower rate by refinancing the mortgage. In an adjustable rate mortgage (ARM) system, the interest rate is fixed for an initial term, but after that, it fluctuates in line with prevalent rates.

It’s analysts forecast the global housing mortgage market to grow at a CAGR of 3.95% during the period 2016-2020.

Covered in this report

The report covers the present scenario and the growth prospects of the global housing mortgage market for 2016-2020. To calculate the market size, the report considers the global residential loan value from 37 major companies spread across EMEA,...