Com156 Essay Outline

Introduction

Thesis: Social Security benefits will not guarantee a secure financial future.

Inflation rates and the rising costs of living require a person to find another source of income to supplement Social Security benefits.

Social Security benefits, according to today’s standards, are not adequate enough to cover one’s living expenses.

As of the beginning of 2011, the average monthly benefit paid is only $1,177.

The government is being advised to reduce current Social Security benefits to help reduce the national debt.

Without implementing a retirement program, such as a 401K or IRA, one will not be able to afford to retire.

Most jobs include 401Ks in their employee benefit packages, which workers are encouraged to enroll in simply because Social Security benefits are not enough to retire on.

If a 401K is not available, one should consider opening an IRA.

Social Security is in trouble of not being available for future generations to collect

Social Security is already facing significant funding problems.

Based on current projections, tax inflows will start to lag benefit outflows in 2018 (Personal Finance).

Specifically, the trustees' report predicts that the trust fund from which Social Security payments are made will be unable to pay retirees full benefits by 2037, four years earlier than forecast a year ago. (Washington Post, May 2009)

If Social Security benefits are no longer available, a large number of Americans will not be able to retire because they did not set aside any money to do so.

Conclusion

Because of the current condition Social Security is in, Americans will need to supplement his or her retirement income.

The reason why I chose to sequence my paragraphs as I did was to create the best impact for my essay. My sequence will prove to the reader how miniscule Social Security benefits really are, and that income will in no way cover all of his or her living expenses when he or she retires. Once the...