Icici Cards

ICICI Credit cards

ICICI Platinum Card |

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| Card Highlights |

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Card Class | Platinum/Titanium |

Card Type | Premium |

Issuer | ICICI Bank |

Offered Type | Visa |

Rewards | Travel, Lifestyle |

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Main Features |

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* W.e.f from July 1, 2010, you will earn 2 i-mint points on every Rs. 100 spent. * Redeem your Reward Points for exciting gifts from the i-mint Reward Catalogue at www.imintpoints.com. * Air Accident Insurance up to Rs.40 lacs. * 2.5 % Fuel Surcharge Waiver at select HPCL petrol pumps across India* -*Effective 1st July 2010 , Surcharge waiver is applicable only on select HPCL pumps. * |

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  Card Rates |

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Purchases: |

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Intro Interest Rate | 0% per month |

Introductory Period | 0 month |

Interest Rate | 1.99% per month |

| | Balance Transfers: |

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Intro Interest Rate | 0% per month |

Introductory Period | 0 month |

Interest Rate | 0% per month |

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  Fees & charges |

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Joining Fee | Nil |

Annual Fee | Nil |

Add On Card Fee | Nil |

Finance charges on cash advances /extended credit | 3.15% (monthly), 37.80%(Annually) |

Penalty Interest Rate | It can be as low as 1.99% per month (23.88% per annum) depending on factors such as, but not

limited to, credit history, purchase patterns, payment behavior, loyalty and month-on book.

In case of default, interest charges may increase up to a maximum of 3.40% per

month (40.80% per annum). |

Late Payment | 30% of minimum amount outstanding (subject to min. of Rs.400 and a maximum of Rs.600). |

Free Credit Period | Min.: 18 days Max.: 48 days |

Minimum Amount Due | 5% of the outstanding amount or such other amount as may be determined by ICICI Bank at its sole discretion. |

Limited Lost Card Liability | upto Rs 50000 |

Over Limit Charges | 2.5% on over limit amount (subject to a min. of Rs. 500). |

Cheque Pickup Fee | Rs 100 |

Cheque Bounce Fee | Min.: Rs 250 |

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