Bank Performance

A FRAMEWORK FOR EVALUATING BANK PERFORMANCE:

BANK SHARE PRICE

RETURNS/RISKS

ENVIRONMENT

ECONOMIC CONDITIONS POLITICALCONDITIONS

MARKET DEMAND LEGAL SETTING

INTERNAL PERFORMANCE EXTERNALPERFORMANCE

BANK PLANNING MARKET SHARE

TECHNOLOGY REGULATORY COMPLIANCE

PERSONAL DEVELOPMENT PUBLIC CONFIDENCE

BANK CONDITION

INTERNAL PERFORMANCE:

• BANK PLANNING:

In these section three sectors of Agrani Bank is discussed:

• Objectives

• Budgets

• Strategies

OBJECTIVES:

▪ Improve the market share.

▪ Increasing better customer service through upgraded technology system.

▪ Implement automatic payment & delivery system services through ATMs.

▪ Expand training facilities for the employers.

▪ Increase the diversification of the deposit base.

For the implementation of these objectives Agrani Bank has took some goals to attain. They are,

▪ Expanding price grade loans to improve the market share.

▪ Import of ATM system is processing.

▪ Highly educated persons are being appointed for training.

Once the objectives & goals are set, the budget is also necessary to be optimal in order to evaluate the performance.

BUDGETS:

The budgets according to the objectives stated are estimated due to allocated in every sector separately. Generally the budgets of all banks are measured for 1 year. Agrani Bank estimates it by the past budget analysis & present situation.

STRATEGIES:

At last, strategic planning also can affect the banks internal or external conditions. It provides guidance for the future as well as a blueprint for the management of the bank. Agrani Bank has the plan to decrease its share price & also decrease its risk of competition with other private sector...